TERMS AND CONDITIONS: 


YOUR ACCESS TO AND USE OF THE COMPANY SITES AND MATERIALS ARE CONDITIONED ON YOUR  ACCEPTANCE OF AND COMPLIANCE WITH THESE  TERMS. BY ACCESSING OR USING THE COMPANY SITES  AND MATERIALS YOU AGREE TO BE BOUND BY THESE  TERMS. IF YOU DO NOT AGREE TO THE TERMS HEREIN,  YOU AGREE THAT YOU WILL NOT ACCESS OR USE THE  COMPANY SITES AND MATERIALS, AND YOU UNDERSTAND THAT YOU ARE PROHIBITED FROM ACCESSING ANY WEBSITES OR MATERIALS PROVIDED  BY THE COMPANY. 


1. GENERAL 

These terms and conditions (the “Terms”) govern your use of the websites, mobile applications, projects, and materials and other services on which these Terms are posted (collectively, the “Services”) provided by Trading Education OÜ, a company organized and existing under the laws of Estonia (the “Company” or “We” or “Us”) , and DS Media, a company organized and existing under the laws of the Netherlands.
Trading Education OÜ is the owner, seller and provider of the educational courses and materials offered on the Company Sites, Projects, and Materials. DS Media acts as an authorized agent for Trading Education OÜ. As an agent, DS Media is responsible for technical aspects, including the acceptance and processing of payments. DS Media does not provide, develop, or influence the educational content in any way.


All transactions made for purchasing educational courses and materials are legally considered payments to Trading Education OÜ, with DS Media serving solely as an intermediary. Any inquiries related to the content, access, or delivery of the courses should be directed to Trading Education OÜ, as the principal provider of the services.


Without limitation, such Websites include https://kralowwolf.com https://sale1.thomaskralow.com https://sale.thomaskralow.com http://aff.thomaskralow.com http://thomaskralowacademy.com https://webinar4.thomaskralow.com https://challenge.eventhorizon.tech https://flexiblesystem.thomaskralow.com https://offer.thomaskralow.com https://wolfofretrodrops.com https://clubthomaskralow.com https://www.clubkralow.com https://www.thomaskralowclub.com http://secretmethodthomas.com https://thomas-trading.club https://www.gamechangercommunity.com, https://www.thomaskralowclub.com/gamechanger,

https://funnelthomas.com, https://kralowinvest.com (including its subdomains and sites translated into other languages) and which provides the User with access to the Company, and products, services,  subscriptions, content, and features available on or provided  through those websites (such sites and materials collectively,  "Company Sites and Materials"). 


The Company may revise these Terms by updating this posting  or communicating with you regarding the same via the  contact information the Company has on record for you. Your  continued use of Company Sites and Materials after such  revisions have been posted or communicated to you indicates  your acceptance of all such revisions. The Company Sites and  Materials are not intended for or directed towards children  under 18 years of age. By accessing or using the Company Sites  and Materials, you affirm that you are over the age of 18.


2. GENERAL DISCLAIMER 
The Company is not an investment, financial, tax, or legal advisor or a broker-dealer and does not purport to provide  personalized investment, financial, tax, or legal advice in any  form. The Company does not recommend the purchase of particular securities, nor does the Company promise or  guarantee any particular investment results. You understand  and acknowledge that there is a degree of risk involved in  trading, in financial markets, and, in particular, in  participating in redropdrop activities and the testnets of early  stage projects . You acknowledge and agree that you, and not  the Company, are solely responsible for your own investment  research and decisions. Do not trade with money that you  cannot afford to lose. You understand that the Company  encourages you to investigate and fully understand any and  all risks before investing. The Company assumes no  responsibility or liability for your trading and investment  results, and you agree to hold the Company harmless for any  such results or losses. 


Past results of Thomas Kralow or trading/retrodrop system  published by the Company are not indicative of future returns by Thomas Kralow or his system and are not indicative of future returns which may be realized by you. In addition, the methods, techniques, information, content, indicators, strategies, columns, articles and all other features of the Company Sites and Materials, or any Company product or  service, (collectively, the “Information”) are provided for  informational and educational purposes only and should not  be construed as investment advice. Accordingly, you should  not rely on the Information in making any investment. Rather,  you should always perform additional independent research in  order to allow you to form your own opinion regarding  investments. You are solely responsible for your own trading  decisions, and nothing in the Information is intended to be or  should be interpreted as a promise or guarantee of any  particular result. 


The methods, techniques, information, and content provided within the Game Changer are not to be construed as financial or professional advice. Nothing in the educational materials is intended to be a promise or guarantee of specific results. You are solely responsible for your decisions, and the Company makes no representations regarding future success or outcomes based on the provided information.


3. INTELLECTUAL PROPERTY, HYPERLINKS & LINKS TO OTHER  WEBSITES
The Company Sites and Materials and related content,  including without limitation the User Submissions (as defined below), third-party applications, and any other content on the  Company Sites and Materials and the copyrights, trademarks, service marks, and other intellectual property rights in such  content are the property of Company and/or its third-party  licensors or providers unless otherwise specifically stated. You  may access and use such content solely for your own personal  and non-commercial use. The Company or its third-party  licensors, as applicable, reserve all rights not expressly  granted in and to such content. Your modification or use of  such content other than modification or use expressly  permitted hereunder is a violation of our intellectual property  rights and can subject you to legal liability. 


The Company Sites and Materials may contain links to third party websites. The fact that we provide such links is not an endorsement of that third-party or any services or products  that they may offer or a representation of our affiliation with that third-party. We do not exercise control over third-party  websites. These other websites may follow different rules regarding the use or disclosure of the personally identifiable  information you submit to them, and you should read the  privacy policies or statements of the other websites you visit. 


Special Conditions Regarding the Use of WhatsApp and Other Communication Channels:
By accepting these Terms, the User consents to receiving messages via WhatsApp, Telegram, Discord, or other channels from the Company and its affiliates. The User understands and agrees that messages from Trading Education OÜ and/or its affiliates may be delivered through these platforms.


4. USER SUBMISSIONS AND OTHER CONTENT 
The Company Sites and Materials may permit the submission of content by users, including, for example, comments,  articles, links, and conversations in our chat rooms (“User  Submissions”). By posting any such User Submissions, you grant the Company an irrevocable, worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display  and distribute such User Submission in any and all media or  distribution methods (now known or later developed). The Company has the right, in its sole discretion and without  further notice to you, to monitor, censor, edit, move, and/or  remove any and all content posted on the Company Sites and  Materials, including any User Submission, at any time and for  any reason.


We do not represent or guarantee the completeness, truthfulness, accuracy, usefulness or reliability of any content or User Submission and do not necessarily endorse any opinions expressed therein. You understand that by using the Company Site and Materials, you may be exposed to content that might be offensive, harmful, inaccurate, or otherwise  inappropriate. We may not monitor or control the content or User Submissions accessible on the Company Sites and  Materials. 
The Сompany is entitled to send messages and marketing newsletters to users and users provide their consent and do not object to this.


Special Conditions Regarding the Use of WhatsApp:

By accepting these terms the User consents to receiving messages via WhatsApp from the Company: the User understands and agrees that he may receive messages from the Trading Education OÜ  and/or its affiliates via WhatsApp.

Acceptance of these terms constitutes proper consent from the User to receive messages through WhatsApp.



5. TRANSPARENCY AND RESULTS CLAIMS 
To promote transparency, we may require users to verify their securities trades and retrodrop claims through various methods that we designate. If you fail to provide such  verification, we may do any or all of the following: (1) disable  any account that you have established through the Company Sites and Materials; (2) remove any content you post, including content regarding your trades. Despite the Company’s commitment to transparency, however, the Company does not  guarantee the accuracy of and shall not be liable in any way in connection with any trade information submitted by users. 


In addition, the Company Sites and Materials may, at times,  refer to a commitment by Thomas Kralow or other authorized representatives of the Company to share their investment results, including but not limited to trading results or investment strategies. Such references should not be construed or interpreted to require the disclosure of investments and strategies that are personal in nature, that are part of estate or tax planning, or that are immaterial to the scope and nature of the Company’s educational philosophy.


In order to promote transparency in the educational process, the Company may request that users provide feedback or other verification regarding their participation in courses and application of the knowledge gained from Game Changer. If you fail to provide such verification, the Company reserves the right to take any of the following actions: (1) suspend or disable any account you have established through the Company Sites and Materials; (2) remove any content you post, including testimonials or feedback related to your educational progress.


Despite the Company’s commitment to transparency, the Company does not guarantee the accuracy of, and shall not be liable for, any user-submitted content regarding educational outcomes or personal achievements based on the courses offered.


In addition, while the Company Sites and Materials may occasionally refer to the personal experiences or achievements of Thomas Kralow or other representatives, such references are for illustrative purposes only. They should not be interpreted as promises or guarantees of similar results for any user. Educational success depends on a variety of factors, including individual effort and application of the knowledge gained from the courses.

 


6. ACCESS TO CONTENT 

RetroDrops, Trading, Thomas Kralow’s Investment Club, Mentorship:

If you choose to pay your tuition fee in installments (2 payments), you will  be granted access to 25% of the content after your first payment (In addition to mentorship, the mentorship program starts on specific dates that are scheduled in advance). The next  75% of the content will become available to you after the second payment on a set date. To access 100% of the content instantly, you must pay the whole tuition at once (1 payment). 


Game Changer:

Upon successful payment of the subscription fee, you will receive immediate and full access to all available content within the Game Changer platform. Access to content is granted on a subscription basis, which automatically renews on a regular billing cycle. The subscription fee is non-refundable once access has been granted. Should any future payment not be successfully processed or if you fail to make timely payments, your access to the platform may be suspended. In such a case, access will be restored only upon receipt of the outstanding payment(s). The Company reserves the right to limit or restrict access to any new content, features, or updates if subscription payments are not up-to-date.


To ensure uninterrupted access to all materials, it is important that payments are made on or before the due date. Game Changer does not offer installment plans, and all payments must be processed as single transactions for each billing cycle.If you choose to cancel your subscription, access to the content will remain available until the end of the current billing period.


The Company reserves the right to modify, suspend, or discontinue the Game Changer subscription service, in whole or in part, at any time without prior notice. This includes the addition or removal of features, content, or services. In the event of such changes, you will not be entitled to a refund for any prepaid subscription fees, and your sole remedy will be to discontinue your subscription. The Company shall not be held liable for any consequences resulting from such modifications, suspensions, or discontinuations.



7. PAYMENT PLAN AND TERMINATION

If you have signed up for an educational program, you must pay the whole tuition at once or in installments (up to 2  payments). If you have chosen to pay your tuition fee in  installments (2 payments) and you fail to pay the agreed fees in accordance with the payment plan, then we may not provide you with the Service until such payment is provided, and we  may take steps to recover your outstanding fees as permitted by law. 


To terminate your Participation, you must notify us by e-mail: support@thomaskralow.com. Any termination will not take effect until the end of the agreed minimum term (and, as such, you will not be entitled to any refund). 


The possibility to pay tuition fees in installments (2 payments) was created by Thomas Kralow to make his learning programs more available and affordable; however, this possibility is not a subscription, it is a payment plan. By choosing to pay your  tuition fee in installments (2 payments), you acknowledge  that termination of your Participation WILL NOT CANCEL remaining payments. 


The Company may terminate your access to and use of the Company Sites and Materials at any time. Cause for such  termination shall include, but not be limited to (i) breaches or  violations of these Terms or other agreements or guidelines, (ii) requests by law enforcement or other government or  regulatory authorities, or (iii) violation or unauthorized use of  copyrights or other intellectual property. Cancellation or  termination of your account, services, or subscriptions by the  Company shall not relieve you of any obligation to pay any  accrued fees or charges. You may not access or use the  Company Sites and Materials after termination or notification  of the same. 


Game Changer:
If you have signed up for an educational program, you must pay the full subscription fee in a single payment for each billing cycle. Game Changer does not offer installment payment plans. Access to the program is granted on a subscription basis, and failure to make timely payments may result in suspension or termination of your access until the outstanding payments are made. The Company reserves the right to take steps to recover any outstanding fees as permitted by law. 


You have the right to cancel your subscription at any time by electing to discontinue payments. In the event you choose not to renew, access to the platform will automatically terminate at the conclusion of the current billing cycle. Notwithstanding the termination, you will retain access to the platform for an additional seven days following the end of the last paid period. 


8. TUITION REFUNDS 
8.1. The User has the right to a refund in accordance with the terms set forth in this document. Requests for a refund shall be considered in the following cases:
8.1.1. Cancellation of the participation request before the commencement of the training: in this case, the User is entitled to a full refund of the paid amount.
8.1.2. Technical malfunctions: if technical issues arise preventing the User from accessing the content, and the problem cannot be resolved within a reasonable timeframe as stipulated by the educational platform, the User is entitled to a full refund of the paid funds.
8.1.3. Denial of access to the course by the Company: if the Company denies the User access to the selected course, the paid funds are subject to a full refund.

8.2. Refund procedure
The User must submit a written refund request, indicating the reason for the request, by sending the application to the email support@thomaskralow.com. 
The Company will review the request within 45 calendar days from the date of its receipt. In the event of a positive decision, the Company will process the refund to the same account or card from which the payment was made within 100 calendar days. 
Refunds will not be processed in case of User violation of the terms of this document. 
The Company reserves the right to unilaterally amend this section. Changes come into effect upon their publication on this website.

8.3. Game Changer: You have the right to cancel your subscription at any time by electing to discontinue payments. In the event you choose not to renew, access to the platform will automatically terminate at the conclusion of the current billing cycle. Notwithstanding the termination, you will retain access to the platform for an additional seven days following the end of the last paid period. 


9. SUBSCRIPTIONS
In connection with any purchase of services or materials from  the Company, the Company does not make any promise  regarding the continuation of any current features or  functionality or delivery of any future functionality or features. 


If you purchase a subscription to any Company service or  material, by authorizing the Company to charge a payment  card for the fees associated with your subscription(s), you are  authorizing the Company to automatically continue charging  that card (or any replacement card issued by the card issuer)  for all fees or charges associated with your subscription,  including any renewal fees as described below. The Company  may at any time change any of its pricing, or institute new  charges or fees. Price changes and new charges announced  during your subscription term for a service will apply to  subsequent subscription terms. During the term of your  subscription, you agree to inform the Company of any payment  card information changes. 


Your subscriptions will be set to renew upon expiration  automatically. This means that unless you cancel your  subscription prior to its expiration, your account will  automatically renew for the same term. 


If you cancel or terminate a subscription, you acknowledge  and agree that any refunds will be in the Company's sole discretion. Your obligations hereunder, including your  obligation to pay amounts owed to us under these Terms for  the use of or access to our services or materials, including  subscriptions, shall survive expiration or termination of these  Terms and your cessation of use of the Company Sites and  Materials. 


You are responsible for the payment of any taxes associated  with the purchase of services or materials from the Company. 
To terminate your subscription, you must notify us by e-mail: support@thomaskralow.com and follow further  instructions. 


10. RESPONSIBILITY AND DUTIES OF THE CUSTOMER
By choosing to pay your tuition fee in installments, you bear the responsibility of paying the agreed fees in accordance with  the payment plan. If you fail to pay agreed fees in accordance  with the payment plan, then we may not provide you with the Service until such payment is provided, and we may take steps  to recover your outstanding fees as permitted by law. NOTE:  after your scheduled payment fails for the second time, you  will receive a "final notice" email, and your account may be terminated within 7 days without notice if the payment is still not received. 
By providing us with your personal information, you agree and confirm that it is truthful and accurate. 


By using the Service, you agree that you will only use the  Service for private and personal reasons and that you do not  use or intend to use the Service for commercial reasons. You  also agree that you will not use any information about third  parties (including other members) that you receive through  the Service for commercial or advertising purposes. 


If you materially breach these Terms and Conditions or  otherwise breach the law in relation to your use of our Service,  we may be entitled to claim damages in accordance with the  general rules of US law. 
You will treat e-mails and other messages received via or in relation to the Service confidentially, and you will not disclose these messages to third parties. The same rules also apply to  any names, phone, and fax numbers, home addresses, e-mail  addresses and/or URLs, or other personal information of other  Thomas Kralow Trading Community members. 


You agree that you will retrieve any messages you receive (as  well as any information contained in your profile that you would like to keep) at regular and appropriate intervals and, if  required, that you will archive this information on your own  computer or other data storage system. You understand that  all your data relating to your current participation will be  automatically deleted if your profile is inactive for twenty -four  months.
By becoming a member of Thomas Kralow Trading Community, you agree not to misuse the Service and to comply with our  conduct requirements. In particular, you will not use the  Service: 
• to distribute any immoral, obscene, pornographic or  radical political content or photos; 
• to distribute any defamatory, offensive or otherwise  illegal content or information; 
• to threaten or harass other members, or to infringe any  third party rights (including personal rights); 
• to upload any data which contains a virus (such as  infected software); or to upload data which contains  software or other content which is protected by  copyright, unless you own the rights in that content or  have otherwise obtained the necessary consents; 
• to intercept any e-mails/ messages or to attempt to  intercept them; 
• to send any e-mails/ messages to members for any  purpose other than to communicate, and in particular,  you will not use the Service to promote or to offer goods  or services to other members except where this is  expressly permitted; 
• to send any chain letters; 
      • to send any messages that serve a commercial purpose; 


If you do not comply with the conduct requirements as  mentioned above, or if you fail to comply with any other of the  Terms materially, we may take the following actions: we may  ask you to stop your non-compliant activities (or otherwise  send you a warning that your activities do not comply with our  conduct requirements); we may delete any content which you  have submitted via the Service in breach of any of our conduct  requirements; we may suspend the provision of the Service to  you (in whole or in part) until the issue is resolved (for  example, while we investigate your activities); or (if it is clear  to us that you are seriously misusing the Service) we may  terminate the provision of the Service to you. If we do decide to terminate your participation because you have misused the  Service, we will not refund you any payment. 


11. SECURITY 
No measures designed to protect, secure, or preserve the integrity or confidentiality of information, including methods of transmission over the Internet or method of electronic  storage, can guarantee the security of your information. The Company makes no assurances regarding the security of your  information. 


12. DISCLAIMER OF WARRANTIES 
YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE  CONTENT, PRODUCTS, TOOLS, AND SERVICES INCLUDED OR  OBTAINED VIA OR AS PART OF THE COMPANY SITES OR  MATERIALS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE”  BASIS AND WITHOUT REPRESENTATIONS OR WARRANTIES OF  ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST  EXTENT PERMITTED BY APPLICABLE LAW. THE COMPANY  EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND,  WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT  NOT LIMITED TO, WARRANTIES OF TITLE AND NON 
INFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY  AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL  WARRANTIES RELATING TO THE ADEQUACY, ACCURACY,  RELIABILITY, USEFULNESS OR COMPLETENESS OF ANY OF THE  INFORMATION CONTAINED ON OR IN THE COMPANY SITES AND  MATERIALS. 


13. LIMITATION OF LIABILITY 
NEITHER THE COMPANY NOR THE COMPANY AFFILIATES NOR  ANY OF THEIR SUPPLIERS, ADVERTISERS, OR SPONSORS ARE  OR WILL BE LIABLE FOR ANY ACTUAL, INDIRECT, INCIDENTAL,  CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER  DAMAGES WHETHER UNDER ANY CONTRACT, NEGLIGENCE,  STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR  RELATING IN ANY WAY TO ANY OF THE COMPANY SITES AND  MATERIALS, OR ANY OF THE CONTENT CONTAINED THEREIN,  OR ANY PRODUCT OR SERVICE USED OR PURCHASED  THROUGH THE COMPANY INCLUDING, BUT NOT LIMITED TO,  LOST REVENUE OR INCOME, LOSS OF CAPITAL, PAIN, AND  SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, 
EVEN IF THE COMPANY HAS BEEN ADVISED OF THE  POSSIBILITY OF SUCH DAMAGES. 
The Company complies with all applicable consumer protection laws, providing users with necessary information and rights in accordance with current legislation. 
The Company adheres to advertising legislation, furnishing accurate and reliable information about its services. In the event of claims or disputes, the Company commits to resolving them in accordance with applicable legislation, providing users with a clear mechanism for lodging and resolving concerns. The Company reserves the right to amend this section in accordance with U.S. legislation. Changes become effective upon their publication on the official website.


14. INDEMNIFICATION 
As a condition of your use of the any of the Company Sites and Materials, you agree to indemnify and hold the Company and  the Company Affiliates harmless for any losses, claims,  judgments, costs, damages, and expenses (including  attorneys' fees) caused by or resulting from (a) your violation  of these Terms; (b) your use or reliance upon any of the  Company Sites and Materials; (c) your violation of the rights of  any third party, (d) any claim that one of your User  Submissions caused damage to a third-party, or (e) any claim  or demand by a third party arising out of your use of any third party website. This obligation to indemnify and hold harmless  will survive the expiration or termination of these Terms and  your cessation of use of the Company Sites and Materials. 


15. MISCELLANEOUS 
Except as otherwise provided herein, you agree that any  controversy or claim, whether at law or equity, arising out of  or related to the provision of services or materials by Company, regardless of the date of accrual of such dispute,  shall be resolved in its entirety by individual (not class -wide  nor collective) binding arbitration. 


You and We agree that our sole relationship is a contractual  one governed by these Terms. Any controversy or claim arising  out of or related to the provision of services or materials by Us  shall be resolved solely based on these Terms. 


ALL DISPUTES WITH TK ARISING IN ANY WAY FROM OR IN ANY  WAY RELATED TO THIS AGREEMENT SHALL BE RESOLVED  EXCLUSIVELY THROUGH FINAL AND BINDING ARBITRATION,  AND NOT BY A COURT OR JURY.
ANY SUCH DISPUTE SHALL NOT BE COMBINED OR  CONSOLIDATED WITH A DISPUTE INVOLVING ANY OTHER  PERSON'S OR ENTITY'S PRODUCT OR CLAIM, AND  SPECIFICALLY, WITHOUT LIMITATION OF THE FOREGOING,  SHALL NOT UNDER ANY CIRCUMSTANCES PROCEED AS PART  OF A CLASS ACTION. THE ARBITRATION SHALL BE CONDUCTED  BEFORE A SINGLE ARBITRATOR; WHOSE AWARD MAY NOT  EXCEED, IN FORM OR AMOUNT, THE RELIEF ALLOWED BY THE  APPLICABLE LAW. 


The arbitration shall be conducted according to the American Arbitration Association (AAA) Commercial Arbitration Rules  applicable to consumer disputes. The AAA Rules are available  online at adr.org or by calling the AAA at 1-800-778-7879. This arbitration provision is entered pursuant to the Federal  Arbitration Act. The arbitrator shall decide all issues of  interpretation and application of this arbitration provision.For  any arbitration in which your total damage claims, exclusive  of attorney fees and expert witness fees, are $5,000 or less  (“Small Claim”), the arbitrator may, if you prevail, award your  reasonable attorney fees, expert witness fees and costs as part  of any award, but may not grant TK its attorney fees, expert  witness fees or costs unless it is determined that the claim was  brought in bad faith. In a Small Claim case, you shall be  required to pay no more than half of the total administrative,  facility, and arbitrator fees, and TK shall pay the remainder of  such fees. Administrative, facility, and arbitrator fees for  arbitrations in which your total damage claims, exclusive of  attorney fees and expert witness fees, exceed $5,000 ("Large Claim") shall be determined according to AAA rules. In a Large  Claim case, the arbitrator may grant to the prevailing party or  apportion among the parties, reasonable attorney fees, expert  witness fees, and costs. Judgment may be entered on the  arbitrator's award in any court of competent jurisdiction.


This arbitration provision also applies to claims against TK's  employees, representatives, and affiliates if any such claim  arises from the Product's sale, condition or performance. 


You may opt -out of this dispute resolution procedure by  providing notice to TK no later than 30 calendar days from  the date of the first consumer purchaser's purchase of the 
Product. To opt -out, you must send notice by e-mail to  support@thomaskralow.com, with the subject line:  “Arbitration Opt Out.” You must include in the opt -out e-mail (a) your name, address, and e-mail address used in  connection with the Service and (b) the date on which you  began using the Service. 


The advice of Counsel. EACH PARTY ACKNOWLEDGES THAT,  IN EXECUTING THIS AGREEMENT, SUCH PARTY HAS HAD THE  OPPORTUNITY TO SEEK THE ADVICE OF INDEPENDENT LEGAL  COUNSEL, AND HAS READ AND UNDERSTOOD ALL OF THE  TERMS AND PROVISIONS OF THIS AGREEMENT. THIS  AGREEMENT SHALL NOT BE CONSTRUED AGAINST ANY PARTY  BY REASON OF THE DRAFTING OR PREPARATION HEREOF. 

These Terms constitute the entire agreement between you and the Company relating to your use of the Company Sites and  Materials and supersedes any and all prior or  contemporaneous written or oral agreements on that subject  between us. If any provision of the Terms is found to be  unlawful, void, or for any reason is unenforceable, then that  provision shall be deemed severable from the Terms and shall  not affect the validity and enforceability of any remaining  provisions. 


DISCLAIMER: 
The Company is not an investment, financial, tax, or legal  advisor or a broker -dealer and does not purport to provide  personalized investment, financial, tax, or legal advice in any  form. The Company does not recommend the purchase of  particular securities , nor does the Company promise or  guarantee any particular investment results. You understand  and acknowledge that there is a very high degree of risk  involved in the financial markets and, in particular, in  participating in early stage projects and their testnets . You  acknowledge and agree that you, and not the Company, are  solely responsible for your own investment research and  decisions. Do not trade or invest with money that you cannot  afford to lose. You understand that the Company encourages  you to investigate and fully understand any and all risks before investing. The Company assumes no responsibility or liability  for your trading and investment results, and you agree to hold  the Company harmless for any such results or losses. 


The Company does not make recommendations or guarantees regarding specific outcomes. Participation in educational courses, including those focused on affiliate marketing, personal branding, and financial literacy, requires personal effort and responsibility. You acknowledge that you, and not the Company, are solely responsible for applying the knowledge gained from these courses to your own situations. All actions and decisions should be made with careful consideration, and the Company assumes no liability for your outcomes.


Individual results may vary. Past results of Thomas Kralow or  his RetroDrop system published by the Company are not  indicative of future returns by Thomas Kralow or his system  and are not indicative of future returns which may be realized  by you. In addition, the methods, techniques, information,  content, indicators, strategies, columns, articles and all other features of the Company Sites and Materials, or any Company  product or service, (collectively, the “Information”) are  provided for informational and educational purposes only and  should not be construed as investment advice. Accordingly,  you should not rely on the Information in making any  investment. Rather, you should always perform additional  independent research in order to allow you to form your own  opinion regarding investments. 


You are solely responsible for your own educational decisions, and nothing in the Information provided by the Company is intended to be, nor should it be interpreted as, a promise or guarantee of any specific result or outcome.